"When it comes to making a decision concerning their personal situations, consumers are said to be incompetent and in need of substantial assistance and protection; but these very same incompetent people can knowledgeably make laws to govern 250 million other people, or knowledgeably select from among their number the competent legislators who can do this while keeping a constant eye on them too. Which is the more difficult or complex type of decisions? About which decision are consumers more likely to have or obtain reliable information?" Randy Barnett